So I got an email last Monday saying that her father was in the hospital so she couldn't pay me.  She said "... you have to have a heart ...".

First of all... I do have a heart.  I like her parents... I asked how he's doing and I've gotten no response... I've asked twice, and both times have been answered with silence.

Second... what does her father being in the hospital have anything to do with sticking a check in an envelope?

Anyway... so she said she'd drop it off tonight (Friday).  7:25pm and I haven't heard from her.